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Financing options as variable as the weather
Cooperative Credit Company was established
to meet the ag credit needs of eligible members/patrons of sponsoring
elevators and cooperatives. Because we specialize in ag financing, we can
customize an option to meet specific producer and geographic needs.
CCC provides the following types of credit
products:
- Crop Production Loans - Crop production loans provide
crop input financing with the assumption that most of the inputs are
being purchased from the CCC-member elevator.
- Livestock Production Loans - Livestock production
loans finance the purchase price of livestock and other necessary production
inputs.
- Full-Line Financing - Revolving lines of credit can
be made available to producers with adequate risk ratings and collateral.
- Feedlot Financing - A separate feedlot financing program
has been developed that allows for funding of cattle loans.
- Facility Loans - CCC specializes in facility finance,
with a special emphasis on contract production. CCC can also finance
facilities for those independent producers who own the livestock and
have specific records and risk management plans.
In addition, CCC now offers two new options for producers:
- Real Estate Loans - As an originator for Zions Agricultural Finance, CCC offers agricultural real estate loans with low rates and convenient terms. Whether its your first mortgage loan or a refinancing of your current land holdings, CCC can offer options to fit individual needs, including either adjustable rate mortgages or fixed rates-both with flexible repayment terms.
- Lease Financing - Through our partner, Farm Credit Leasing, CCC can originate lease financing for all types of vehicles, equipment, machinery implements and buildings. You may select a variety of leases from our menu, depending on how you want the lease to be treated for accounting or tax purposes.
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